Financial Controller

Femaz Microfinance Bank Limited

May 2016 to Actually working here

* Prepare Management Accounts and Reports
*Render CBN/NDIC Return and Other Statutory returns
*Keeps & reports all financial records & transactions JDs
*General oversight of all units & Ensures Optimum performance to bank set targets

CFO/Head Performance Magt/Risk Magt /COO

Regent Microfinance Bank Limited

June 2015 to May 2016

* Prepare Management Accounts and Reports
*Render CBN/NDIC Return and Other Statutory returns
*Analyse Bank-wide Risk (ERM) & ensure strict adherence to risk magt. Policies
*Set Target, ALCO Management/MPR and keeps and report performance records
*Keeps & reports all financial records & transactions JDs
*General oversight of all units & Ensures Optimum performance to bank set targets

Head, Project Management/Loan

Susu Microfinance Bank Limited

January 2015 to June 2015

*Ensure 100% oversight & prepare a schedule of plan & drive bank`s recovery team
*Prepare and execute a 360 turn-around plan for the recovery of delinquent portfolios
*Ensue timeline line assigned to recover bad loans are achieved.
*Conduct strategic planning, monitoring and supervision of set deliverables

Head, Credit Administration

Susu Microfinance Bank Limited

October 2014 to January 2015

? Appraise and Approve Loan documentations
? Supervised loan process to Disbursement
? Supervised and Loan sanctioning
? Monitor loans booking, sanctioning and classification
? Monitor and Supervised loan booking, closure, rescheduling and refinancing
. Monitor, analyse loan from being deliquent

Head, Performance Magt /Project Coordinator

Susu Microfinance Bank Limited

August 2014 to October 2014

? Design, develop, pilot test new products
? Ensure project deliverables & results and achieved within management expectations
? Ensure the implementation of the project and review, analyse for proper launching
? Set timeline for project implementation and delivery to meet expectations
? Sets targets and ensure incentives that drives performance in being paid regularly
? Prepares monthly budgets and progress / delivery reports
? Coordinate MPR sessions to ensure proper presentations and report deliveries
? Design JDs for newly recruited staff based on KPIs from the policy manual
? Ensure Proper conduct of Monthly and Quarterly performance appraisal
? Ensure sanctions and penalties is granted to erring officers
? Ensure timely and accurate reporting to stake holders
. Streamline product deliverable processing to meet up with Turnaround time delivery to customers

Head, Internal Control / Chief Compliance Officer

Susu Microfinance Bank Limited

February 2014 to August 2014

Obtain an updated schedule of all Policies in operation in the Bank.
?Isolate Polices that are due for update / revision.
?Agree a timeline for completion of each of the Revised Polices with responsible Unit Heads.
?Timely follow up to ensure that Revised Policies are approved within agreed time frames.
?Carry out a security sweep on a quarterly basis and deal with all noted issues in line with policy provision.
?Call-Over Attestation: Ensure all units call over their transactions on a daily basis
?Ensure that mechanisms are in place to assure complete implementation of the functions detailed in individual`s Unit policy
?Design and regularly Review a Proof Chart for each Task or Activity (daily, weekly, monthly, and quarterly, etc).
?Ensure that amount requested complied with the policy approved limit and credited to the account of the beneficiary staff or his authorized personnel.
? Ensure that all Cash Advances are duly approved, reasonable in sum and for allowable expenses of the bank.
?Ensure that all Treasury Transactions are supported with relevant deal slips and customer written instruction.
?Minimize financial losses attributable to control infractions and reconciliation problems.
?Process/System Driven Operation and Reconciliation activities.
?Transaction Safety
?Risk Based independent control activities.
?Operational Control efficiency and effectiveness.
?Strict Compliance with regulations and internal policies.
?Zero tolerance for Control/regulatory infractions.
?Implementation of strict personal and Business Units responsibility for operational and control activities.
?Operation of cost-effective and optimally staffed and functional Internal Controls that adds lots of value to the business in many diverse areas.
?Safeguarding of assets
?Reliability of financial records.
?Customer and Regulation-Centric Internal Control Measures.
?Review and ensure update of KYC/KYCB strategies
?Ensure Strict compliance to anti-Money Laundering Policy (STR)

Head, Risk Magt/Operations

Susu Microfinance Bank Limited

May 2013 to February 2014

? Formulate, implement, manage and coordinate processes / operations in branch to maximise operational health and ensure continued branch stability in an efficient operation to control risk.
? Create, develop and manage Branch?s based service delivery channels e.g. Cash Sites; card based products, etc and ensure their optimal contribution to banks profitability.
? Undertake periodic self-assessment on key controls in-order to assess the proper functioning and adequacy of existing controls.
Assist in coordinating, facilitating and promoting understanding of operational risk and in implementation and management of OR within the Unit Key Roles & Responsibilities.

Branch Operations & Support
? Responsible with Branch Manager for the setting of branch operations objectives, performing their respective appraisals as well as their training / development.
? Responsible for achieving the satisfactory grades in branch audits.
? Responsible for the provision of support, advice and guidance to the branch network regarding all areas of operations.
? Responsible for overall maintenance of the Branch assets & Custodian of Key register.
? Ensure dual custodian for Branch vault
? Ensure the reconciliation and control of the various branch suspense accounts and that outstanding are well managed.
? Monitor Frauds & forgeries in the region and recommend / implement appropriate actions to minimize occurrence of the same.
? Manage/control the activities of my direct reports & ensure that they are consistently appraised, motivated & performance is optimized.
? Account Opening/Static data processing and control
Budget
? Responsible for monitoring & controlling branch costs
? Responsible for Finance process re-engineering (reimbursement by H/O)
Operational Risk Policy
? Ensures all Branch operation practices comply with risk and compliance procedures & processes.
? Responsible for identifying and escalating areas of risk / loss and or system inefficiencies and wherever possible finding solutions to the aforementioned risks.
? Ensure completion of all Leading KRI?s / KCSA issues relating to the branch.
?Assist management in developing and updating of procedures, controls and monitoring plans for Operational Risk Management
? Ensure adherence to the agreed KCSA plans and approach
? Responsible for consolidation & submission of all Branch Operational Risk documentation.
? Ensure proper record keeping on all KCSA related activities are maintained
? Initiate and coordinate efforts in implementing new regulatory and internal policy requirements
? Responsible for ensuring the quality of ongoing monitoring and issue resolution
? Conduct the relevant risk training for the line staff.
? Act as business partner to provide OR advise on new business products and initiatives.
? Responsible for developing the relevant control measures and monitoring plans
? Identify and report all weaknesses inherent in the standard controls
? Maintain independence in the conduct of KCSA, i.e. Not selecting and reviewing sample of self-performed transactions
Operational Risk Monitoring
? Ensures all Branch transactions comply with internal and external policy and regulations-responsible for reviewing the following reports:
KYC
Ensure alertertness to the risk of money laundering and assist in the Bank?s efforts in combating it by adhering to the principles in relation to:
?Identifying your customer, knowing your customer, reporting suspicions, safeguarding records and not disclosing suspicions to Customers?.
Ensure staff are trained in combating money laundering
Branches Stability
? Branch Clean up: Creation, generation & analysis of management reports on operational/risk issues.
? Create & implement processes/policies which will ensure that on-going operations are in order and which resulted into superior delivery of services.

Chief Financial Controller / Head of Admin

Susu Microfinance Bank Limited

June 2011 to May 2013

Analyzing and Interpretations of Financial Performance / Position Bank - wide
*Timely and Accurate reporting of the Financials to the Management
* Timely and Accurate reporting of the Financials to Shareholders
*Procurement of Stocks, and General Administrative Tasks for the Bank
*Rendering of Accurate and Timely Monthly Returns to CBN / NDIC
*Preparation of Monthly / Quarterly Returns to International Investors
*Supervise Cash and Bank activities and evaluate cost reduction opportunities
*Salary and remittances of staff welfare, bonus incentives, and pensions
*Daily call over of transaction (Gen ledger)& Supervision of petty cash activities
* Over see budget and actively manage the Bank budget and budgeting process
*Determining productivity level by analyzing and comparing actual performances
with budget via (MPR)
*Treatment of Grants obtained for supportive programme
*Support in annual audit of bank wide risk assets / Financial Statements
*Develop KPI for the Finance Division and ensure deliverables first class service
*Timely and Accurate rendering of Annual Statutory Returns
*Formulate and implement financial policies and strict adherence to IFRS
*Monitoring Cash-flows / Daily Liquidity position of the Bank
*Treasury management as a source of income and competitive advantage
*Calculations and Rendition of Timely and Accurate Anti-Money Laundry Report.
*Participate in research & reporting on factors influencing business performance
*Oversea FX related transactions and ensure timely Telex report generation
*Ensure External Audit Exercise by External Auditor (KPMG) a grand success
*Train staff on compliance with statutory policies and guidelines e.g Anti-money - * laundering policy, BOFIA, CBN Guideline and supervisory framework e.t.c.

Finance Control Officer

Susu Microfinance Bank Limited

October 2008 to May 2011

*Preparation of Management account Bank-wide
*Analyzing and Interpretations of Financial Performance / Position Bank - wide
*Withdrawals and lodgments of funds from and to correspondent banks
*Preparation of Bank reconciliation Statement
*Rendering of Accurate and Timely Monthly Returns to CBN / NDIC
*Preparation of Bank correspondence / representative letters
*Daily posting of transactions and month end entries
*Analysis of daily Operating and Actual expenses / Cost monitoring and control
*Daily variance analysis of General Ledger to trial balance
*Oversea Imprest and daily petty cash activities
*Preparation of FX transfers documents.

Audit Senior

Susu Microfinance Bank Limited

December 2006 to October 2008

*Preparation of Bank Reconciliation Statement
*Risk & Human Assets Management.
*Stock taking / Reporting exercise.
*Preparation of Financial Statement / Financial Statements Reporting.
*Preparation of Domestic report / Magt. Letter on audited accounts
*Risk & Human Assets Management.
*Tax Consulting / Audit / Financial Advisory
*Business plan/ Cash-flow Projection.
*Budgetary and Budgetary control
*Private Placement of a Company.
*Involvement in the Annual Cash counting Exercise
*Involvement in Investigatory audit / Due diligence of clients Financials
*Facilitate for training programmes relating to financial services

Accounts/Admin Manager

DAT CONSTRUCTION NIG.LTD. INTEGRATED BUILDERS

April 2004 to November 2006

* Preparation of financial statement.
* Proper filing of accounting records / Financial record keeping.
*Invoicing of transactions and Managements of company?s funds.
*Developed Accounting procedural Manuals
*Raising of cash and cheque payment vouchers
*Monitoring and maintenance of office properties
*Petty cash and Imprest system Administration
*Call over of daily transactions of General Ledger
*Preparation of Bank Reconciliation statement
*Cash & Cheque lodgments to Bank
*Cashflow Management

ACCOUNTING

Currently studying

Career Goals

To work with a firm that see values in me as i put all m,y effort to add value to the Organisation

Industries of interest

Areas of interest

Availability to travel and work outside the city

Yes

Interests and hobbies