Business Lecturer in CTI Education Group - Pearson Africa
Job Experience
Business Lecturer
CTI Education Group - Pearson Africa
February 2009 to Actually working here
Business Instructor
CTI Education Group
February 2009 to Actually working here
Credit Risk Analyst
Premier Banking Corporation Pty Ltd
July 2006 to January 2008
Reported to the Risk Manager and Business Banking Manager Responsible for contributing to the management of the company?s Credit Risk by providing information, analysis and technical support for the effective monitoring and control of risk exposure for a suite of consumer lending portfolios. Perform standard and ad-hoc statistical analysis to support risk decision-making and mitigate credit risk Undertake analysis to determine the impact of strategy changes to areas of application and account management strategies Presented ideas via reports and presentations, outlining findings and making recommendations for improvements to senior stakeholders Investigated data integrity issues, test assumptions and validate analytical results, ensuring accuracy and sensitivity of findings Forecasted and monitored market trends using statistical techniques Assisted in implementing strategy changes to live decision systems Assisted with scorecard development and testing Mentored junior risk analysts on best practice credit risk management principles Assisting in introducing banking products to identified and potential customers. Evaluating economic feasibility of initiatives through; Analysis and financial recommendation Developing brands Developing business strategies and objectives Compiling recommendations and reports for the Credit Committee and the Business Development Committee Advising clients (existing and prospective) on investment options with the bank?s portfolio Reason for leaving: Migration to SA
Credit Risk Analyst
Premier Banking Corporation Pty Ltd
January 2006 to January 2008
Trainee Analyst
Premier Banking Corporation
January 2006 to June 2006
Reported to the Risk Manager and Business Banking Manager Responsible for contributing to the management of the company?s Credit Risk by providing information, analysis and technical support for the effective monitoring and control of risk exposure for a suite of consumer lending portfolios. Perform standard and ad-hoc statistical analysis to support risk decision-making and mitigate credit risk Undertake analysis to determine the impact of strategy changes to areas of application and account management strategies Presented ideas via reports and presentations, outlining findings and making recommendations for improvements to senior stakeholders Investigated data integrity issues, test assumptions and validate analytical results, ensuring accuracy and sensitivity of findings Forecasted and monitored market trends using statistical techniques Assisted in implementing strategy changes to live decision systems Assisted with scorecard development and testing Mentored junior risk analysts on best practice credit risk management principles Assisting in introducing banking products to identified and potential customers. Evaluating economic feasibility of initiatives through; Analysis and financial recommendation Developing brands Developing business strategies and objectives Compiling recommendations and reports for the Credit Committee and the Business Development Committee Advising clients (existing and prospective) on investment options with the bank?s portfolio Reason for leaving: Migration to SA
Back Office Administrator
Premier Banking Corporation Pty Ltd
July 2005 to December 2005
Clerk
Premier Banking Corporation Pty Ltd
July 2005 to December 2005
Carrying out Bookkeeping and Administrative functions in the Back Office in the following; The maintenance of the Ledger, Cashbook and Nominal Ledger Invoicing and credit control Recording of payments and receipts on Pastel Accounting Audit check on file documents Authorisation of Transactions ? money market deals, cash and cheque withdrawals and deposits, RTGS Executing the FCB (Financial Clearance) on new accounts that need to be opened Executing client statements on a periodic basis Ensuring customer compliance for all client transactions and documents Compiling reports on a daily basis against daily transactions i.e. AML reporting for cash transactions on both individual and corporate clients Preparing Bank reconciliation statement daily Issuing cheques to customers and maintaining records on the movement of these Systematic filing of all customer documents Reason for leaving: Move to higher position in the organisation Sagit Financial Holdings; 1 August 2003-31 August 2004 Post: Graduate Intern Duties: Treasury Back office- Attending to all back office activities including general bookkeeping, administration of accounts, payments, receipts, petty cash management and cashbook management Treasury Front Office- Money market dealing, rate scouting, Accounts department- Journal entries, Ledger entries, bank reconciliations, compiling month end reports, financial statements Risk- classifying potential and existing clients into respective risk classes, maintaining comprehensive risk profile reports on counterparties and the institution?s risk standing among all risk functions Lending and Advisory Services- Relationship management, formulation of strategies, credit analysis, customer rating Reason for leaving: Completion of learnership program
Education
Postgraduate diploma Risk Management - NQF8
UNISA (Sudáfrica)January 2012 to January 2014
Post graduate diploma
University of South Africa/Universiteit van Suid-Afrika2012 to 2014
Business Studies Honours degree - (Finance and Banking)
University of Zimbabwe (Zimbabwe)August 2001 to August 2005
Bachelor of Business Studies Degree
422001 to 2005
Languages
English
Bilingual / Native
IT skills
MS word, excel, powerpoint, acces
Advanced
Other Skills
More Valarie
Career Goals
Seeking career breakthrough and professional development. Hardworking, goal oriented, committed and effective team player. A valuable and strategic resource for desired position
Industries of interest
Banking / Finance
Areas of interest
Administration, Finances, Acountancy, Banking
Availability to travel and work outside the city
Yes
Interests and hobbies
Gym
Catering and event management